SQUANDERED

How Not To Succumb to the

Third-Generation Curse

Download an excerpt and case study.

Canadian scenarios. Practical lessons. Immediate access.

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"Squandered" was written to reveal the patterns

It presents accounts drawn from real Canadian situations. Each story follows a family that accumulated wealth, and then saw it unravel through decisions that seemed reasonable at the time.

You may recognize aspects of your own circumstances, or of others'.

This book speaks to those who think ahead and who would rather shape their legacy deliberately than see it rewritten by circumstance or happenstance.

If you have built wealth, you are now responsible for more than its growth. You are responsible for its structure, its purpose, and the way it will serve those who follow you.

Squandered presents case studies drawn from real Canadian situations. Each examines how families preserved their legacy (or saw it erode), based on decisions that once seemed mundane.

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Beyond the numbers in your portfolio...

Wealth is stewardship.

It requires structure, communication, and intention. 

You may feel financially secure today. The larger question is whether your wealth is positioned to serve the next generation as you intend. 

3 generations

Family transitions are rarely simple


  • Remarriages and blended families
  • Unclear expectations
  • Outdated documents
  • Tax structures that no longer fit

Consequences often surface years later, when options are limited.

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THIS EXCERPT INCLUDES

  • The first chapter of Squandered
  • One anonymized family case study
  • The key decisions that shaped the outcome
  • The lessons revealed over time

The complete print edition is also available by request.

Access the first chapter and case study below.

Prefer a Print Edition?

The complete 80-page print edition of Squandered is available by request.

To inquire about a printed copy, please contact familyoffice@fostergroup.ca.

About Foster Family Office

Your Prosperity. Your Legacy. Your Family Office. 

We help Canadian families live their best lives—simplifying wealth, aligning values, and guiding transitions with sound advice. For those who view family as their most treasured asset, we see you, and your family’s success, as our top priority.

Many of our clients are in moments of transition—selling a business, stewarding a legacy, or supporting multiple generations. We help them align their values with their decisions and bring clarity to the many moving parts of their financial lives.

Whether navigating a liquidity event, preparing the next generation, or managing growing complexity, our clients rely on us for solid judgment and a long view.

Together with Foster & Associates, Foster Family Services, and Foster Insurance, we help successful families protect what they’ve built—and live with confidence and purpose across generations. For those who see family as their most treasured asset, your family’s success is our top priority.

"At its best, wealth can liberate, empower, and uplift. 

But unmanaged, it can isolate, paralyze, and divide.

The difference lies in our intention."

- Christopher Foster, Founder & Principal
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